On July 2nd, the British magazine The Banker?released?the "2025 Top 1000 World Banks" list. Shanghai Rural Commercial Bank (SHRCB) ranked 124th place globally, up 4 spots?from 2024.
Originating from Shanghai's rural credit cooperative system founded?in 1949,?SHRCB?became the first provincial-level joint-stock commercial bank reincorporated?from rural credit cooperatives?in 2005.?Over the past two decades, the bank has remained deeply rooted in its local market, achieving steady development?by adhering to its rural credit heritage and promoting?innovative reforms.?The bank has developed?and refined?five major financial service systems, transforming the momentum of financial resources into long-term value growth of the real economy. While delivering stable returns to shareholders, the bank continues to exemplify Shanghai's approach to advancing the "Five Articles".
In recent years, SHRCB has maintained strategic focus and adhered to the?long-term development philosophy. The bank has achieved stable and efficient business operations, steady growth in scale and strength, improved profitability, and stable asset quality.?The bank’s?provision coverage ratio remains high, and its capital adequacy ratio ranks among the top?in the industry. In the 2024 "GYROSCOPE" evaluation of commercial banks' steady development capabilities released by the China Banking Association,?the bank?secured the top spot among urban rural commercial banks for the fourth consecutive year.?In June 2025, the bank was included in the CSI 300 and SSE 180 Index constituent stocks, achieving full coverage in all eligible mainstream indices,?further demonstrating the effectiveness of?its?steady development?strategy.
The Global Top 1000 Banks ranking takes Tier 1 capital strength and profit sustainability as core benchmarks.?SHRCB's consistent rise?confirms?its long-term value proposition—from supporting?the "first step" of S&T?enterprises?development?to bridging?the "last mile" of rural revitalization and community governance.?With?a commitment to “finance for good”, the bank?continues to explore?an effective path for the high-quality development as a?regional bank.
Standing at the new starting point of its 20th anniversary since restructuring, SHRCB will adhere to its three core strategies and five major financial service systems, upholding its determination to deepening reforms,?its?momentum for innovative transformation, and its?vitality for entrepreneurship. The bank will strive to provide customers with higher-quality, more efficient comprehensive financial services and continue to create greater value for its shareholders and the society as a whole.
